Residential Care Facility Insurance

Residential Care Facility General Liability Insurance

InsureMyRCFE offers comprehensive General Liability insurance for residential care facilities that owners and administrators depend on. General Liability offers protection for your facility against liability claims from physical injury and property damage taking place on the premises.

Each Occurrence Limit – The maximum amount of coverage for each individual case.

General Aggregate Limit – The maximum amount of liability coverage for various claims throughout the coverage period.

Professional Liability Insurance

When you are looking for Professional Liability insurance that your residential care facility can trust, InsureMyRCFE will help you find the coverage you need. Professional Liability protects you and your caregivers against act, neglect, error or omission caused by providing or failing to provide appropriate services to your residents or clients. This may entail professional care, distribution of food, therapy or medications.

Commercial Property Insurance

Residential care facility owners typically must have Commercial Property Insurance, as Homeowners Insurance usually excludes the operation of such facilities. You will need Commercial Property Insurance in addition to Liability Insurance to protect your unknown areas of possible exposure. Homeowners Insurance Policies will not pay for even the most standard claims if you are conducting nursing services in your home. It is important that facility owners are aware of this.

InsureMyRCFE will help provide you with the Commercial Property Insurance that you need to help protect your residential care facility and property. Your residential care facility insurance can also help protect any company equipment and vehicles your business uses giving you peace of mind.

Workers Compensation Insurance for Residential Care Facilities

Workers Compensation insurance helps to make sure that your employees are covered with necessary benefits such as wage replacement, rehabilitation, and medical costs for work related injuries or illness.

InsureMyRCFE offers a new and exclusive Workers Compensation Program at reduced prices. Our special program includes Risk Management Services that can help you minimize possible staff injury. These services oftentimes cost thousands of dollars for residential care facilities. We have the expertise and efficiency needed to help find you the coverage you need at affordable rates and most flexible payment options.