If you own or operate an elderly home and are looking for high quality, affordable liability insurance policies to protect your staff, residents, and operation as a whole, InsureMyRCFE is here to help. With InsureMyRCFE, facilities that meet all of the necessary qualifications can click, quote and bind their insurance policies online with little time and effort required. Our highly skilled and experienced agents are always available to help you get the best policies possible at very affordable rates. Customer satisfaction is of the utmost importance to us, and we pride ourselves on offering a top-notch experience from beginning to end. As our clients will attest, InsureMyRCFE is a clear leader among elderly home liability insurance companies.
General Liability Insurance Agent for Elderly Homes
General liability coverage is absolutely critical in effectively safeguarding elderly home facilities against a variety of liability claims that can come as a result of physical injury or property damage on the premises. Over the years, we’ve been able to set elderly homes up with comprehensive general liability insurance policies that work well within their particular budgets. When determining which policies to recommend, our dedicated insurance agents will always take all of the elderly home’s particular circumstances and requirements into account to help prevent any deficiencies in coverage.
Two important aspects of elderly home general liability insurance are the Each Occurrence Limit and the General Aggregate Limit. The former refers to the coverage maximum for each individual liability claim. The latter involves the maximum amount of liability coverage as pertains to numerous claims filed within a determined period of time.
Professional Liability Insurance Broker
When it comes to insuring your elderly home, it’s important to get liability protection not only for the facility itself, but also for all of the various staff that work there. As an experienced professional liability insurance broker for elderly homes, InsureMyRCFE will help guard caregivers, administrators, and other team members if claims are made involving inappropriate actions, errors or negligent behaviors. This particular liability insurance coverage encompasses situations resulting from the carrying out of a range of professional duties including the dispersion of food and medication along with therapy and other core components of regular elderly home care.
Physical and Sexual Abuse Liability Insurance
Physical and sexual abuse liability insurance covers elderly homes against claims of alleged physical and sexual abuse acts, omissions and misconduct. Sexual abuse coverage is quite similar to that of physical abuse because it involves alleged abusive actions, misconduct, or behaviors of a sexual or non-sexual nature committed against nursing home residents.
As the owner or operator of an elderly home facility, it is in your best interest to obtain an inclusive liability policy that provides general, professional and physical & sexual abuse coverage so as to minimize incident risk or even eliminate certain vulnerabilities.
InsureMyRCFE – Your Dependable Liability Insurance Company for Elderly Homes
Having been associated with elderly homes in previous endeavors, InsureMyRCFE is immensely knowledgeable about these facilities and the cost-effective insurance policies that will leave them protected to the greatest extent possible. We recognize how essential it is for all elderly homes to have in-depth general, professional, and physical & sexual liability coverage for overall compliance, safety and loss mitigation. Our insurance brokers are always keeping up to date on the latest insurance developments to ensure that we continue providing the kind of service that you will be hard pressed to find elsewhere. If you need a liability insurance quote for your elderly home, we’d welcome the chance to speak with you. At your earliest convenience, please contact us online or call (805) 413-5668.